Another Card For Me!!!

No, it's not my birthday nor there are any special occasion in our family for me to receive a card. What I'm talking about is not a greeting card, but a new credit card! I've been receiving so many of them without me applying for one. These credit card companies issues automatically cards to good payers or those with good credit standing. So that's the good part for me. But I really limit use of my credit card for emergency purposes only. I don't want to be a great spender just for nothing 'coz I don't want credits to pile up. Else, I'll be in the losing end too.

I've had my first credit card way back when I was in college. This is where Bancard issued student credit cards to college students (I just don't know if they still do this today). Anyways, this has practiced my wise spending. When I had my credit card on hand, i was splurging here and there. I bought so many things ... buying here and there ... But when my statement of account came, that was the time that I really had to save a bigger portion of my allowance just to pay off my debts. Poor me ... but I learned my lesson. I said to myself that I'm still not a wise spender at that time - still weak in resisting shopping temptations, so I decided to stop using my credit card for a while.

But the I came across a site where they offer student credit cards. What's good about this site is that they were honest enough to tell some tips on what to look for and what to watch out for in credit cards. The're right! Some credit card companies issues cards to people just for the sake of meeting their sales quotas. They are not taking into consideration that different people have different needs in terms of credit cards. Some people look for benefits in terms of rebates, some with lower interest rates, to some frequent flyers - free miles, so on and so forth. Articles can be read here: Tips on How to Get the Best Credit Card for You.